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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,110 | $162,136-87.6% | $152,301-86.8% | $154,746-87.0% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 1.59% | 91.02%-89.4pp | 80.50%-78.9pp | 172.34%-170.7pp |
| Employer contribution / active EE | $13,967 | $4,890+185.6% | $4,624+202.0% | $4,379+219.0% |
| Participant deferral / active EE | $158 | $8,341-98.1% | $8,004-98.0% | $6,730-97.7% |
| Admin fee / account holder | $181,626 | $15,759+1052.5% | $14,398+1161.5% | $14,365+1164.3% |