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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,142 | $58,275+107.9% | $81,844+48.0% | $80,935+49.7% |
| Participation rate | 57.6% | 63.5%-5.8pp | 72.4%-14.8pp | 67.7%-10.0pp |
| Annual return | 16.36% | 41.82%-25.5pp | 778.87%-762.5pp | 35.66%-19.3pp |
| Employer contribution / active EE | $4,493 | $2,346+91.5% | $2,916+54.1% | $2,757+63.0% |
| Participant deferral / active EE | $9,904 | $3,285+201.5% | $4,323+129.1% | $4,299+130.4% |
| Admin fee / account holder | $11,150 | $4,749+134.8% | $7,355+51.6% | $6,924+61.0% |