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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,142 | $58,258+107.9% | $81,820+48.1% | $80,925+49.7% |
| Participation rate | 57.6% | 63.5%-5.8pp | 72.4%-14.8pp | 67.7%-10.0pp |
| Annual return | 16.36% | 41.76%-25.4pp | 777.93%-761.6pp | 35.65%-19.3pp |
| Employer contribution / active EE | $4,493 | $2,345+91.6% | $2,915+54.1% | $2,756+63.0% |
| Participant deferral / active EE | $9,904 | $3,284+201.6% | $4,323+129.1% | $4,299+130.4% |
| Admin fee / account holder | $11,150 | $4,976+124.1% | $7,391+50.9% | $6,940+60.7% |