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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,389 | $127,387-16.5% | $115,038-7.5% | $125,389-15.2% |
| Participation rate | 88.9% | 84.2%+4.7pp | 81.4%+7.5pp | 83.2%+5.7pp |
| Annual return | -6.67% | 31.28%-37.9pp | 26.14%-32.8pp | 282.24%-288.9pp |
| Employer contribution / active EE | $4,860 | $5,166-5.9% | $4,608+5.5% | $4,866-0.1% |
| Participant deferral / active EE | $5,320 | $6,423-17.2% | $6,026-11.7% | $5,352-0.6% |
| Admin fee / account holder | $662 | $9,516-93.0% | $8,175-91.9% | $9,541-93.1% |