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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $919,096 | $159,934+474.7% | $147,005+525.2% | $145,959+529.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.29% | 98.24%-81.9pp | 418.76%-402.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $5,890 | $5,287+11.4% | $4,934+19.4% | $4,661+26.4% |
| Participant deferral / active EE | $12,722 | $8,427+51.0% | $8,070+57.7% | $6,689+90.2% |
| Admin fee / account holder | $16,398 | $15,053+8.9% | $13,006+26.1% | $13,398+22.4% |