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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,054 | $211,288-47.4% | $178,540-37.8% | $145,884-23.9% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 15.47% | 30.27%-14.8pp | 27.15%-11.7pp | 551.85%-536.4pp |
| Employer contribution / active EE | $3,625 | $4,574-20.7% | $3,953-8.3% | $4,662-22.2% |
| Participant deferral / active EE | $7,227 | $6,967+3.7% | $6,281+15.1% | $6,690+8.0% |
| Admin fee / account holder | $10,676 | $12,105-11.8% | $10,424+2.4% | $13,392-20.3% |