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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,678 | $154,228+168.2% | $145,433+184.4% | $137,256+201.4% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 15.66% | 74.59%-58.9pp | 66.58%-50.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $22,500 | $4,804+368.4% | $4,554+394.0% | $4,156+441.4% |
| Participant deferral / active EE | $20,261 | $8,216+146.6% | $7,897+156.5% | $6,407+216.2% |
| Admin fee / account holder | $4,153 | $14,344-71.0% | $13,129-68.4% | $12,270-66.2% |