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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,983 | $110,410-56.5% | $102,437-53.2% | $145,897-67.1% |
| Participation rate | 88.2% | 77.9%+10.3pp | 74.5%+13.7pp | 80.3%+7.9pp |
| Annual return | 9.45% | 24.85%-15.4pp | 24.95%-15.5pp | 552.29%-542.8pp |
| Employer contribution / active EE | $9,235 | $4,217+119.0% | $3,871+138.6% | $4,663+98.1% |
| Participant deferral / active EE | $1,488 | $5,622-73.5% | $5,060-70.6% | $6,689-77.8% |
| Admin fee / account holder | $564 | $9,745-94.2% | $8,388-93.3% | $13,390-95.8% |