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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,562 | $166,020+51.5% | $164,866+52.6% | $145,959+72.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.06% | 100.08%-82.0pp | 69.97%-51.9pp | 561.95%-543.9pp |
| Employer contribution / active EE | $3,166 | $5,275-40.0% | $4,343-27.1% | $4,661-32.1% |
| Participant deferral / active EE | $8,077 | $6,961+16.0% | $6,033+33.9% | $6,689+20.8% |
| Admin fee / account holder | $4,797 | $16,644-71.2% | $12,689-62.2% | $13,398-64.2% |