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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,082,467 | $209,336+417.1% | $197,124+449.1% | $137,256+688.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 5.65% | 48.09%-42.4pp | 44.34%-38.7pp | 220.34%-214.7pp |
| Employer contribution / active EE | $24,478 | $6,591+271.4% | $6,227+293.1% | $4,156+489.0% |
| Participant deferral / active EE | $15,975 | $9,614+66.2% | $9,135+74.9% | $6,407+149.3% |
| Admin fee / account holder | $46,218 | $17,308+167.0% | $16,298+183.6% | $12,270+276.7% |