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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,015 | $106,864+2.0% | $147,318-26.0% | $82,637+31.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.77% | 27.49%-13.7pp | 70.43%-56.7pp | 53.51%-39.7pp |
| Employer contribution / active EE | $9,697 | $3,417+183.8% | $4,593+111.1% | $2,552+280.0% |
| Participant deferral / active EE | $8,485 | $6,496+30.6% | $7,906+7.3% | $4,126+105.6% |
| Admin fee / account holder | $551 | $8,415-93.5% | $13,708-96.0% | $7,339-92.5% |