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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,004 | $102,385-12.1% | $147,080-38.8% | $80,935+11.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.49% | 135.09%-117.6pp | 420.17%-402.7pp | 35.66%-18.2pp |
| Employer contribution / active EE | $9,621 | $3,717+158.8% | $4,933+95.0% | $2,757+249.0% |
| Participant deferral / active EE | $8,515 | $6,651+28.0% | $8,066+5.6% | $4,299+98.0% |
| Admin fee / account holder | $2,715 | $7,951-65.9% | $12,989-79.1% | $6,924-60.8% |