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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,370 | $100,970-51.1% | $96,576-48.9% | $137,256-64.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 6.92% | 38.16%-31.2pp | 38.47%-31.5pp | 220.34%-213.4pp |
| Employer contribution / active EE | $19,281 | $3,809+406.2% | $3,553+442.6% | $4,156+363.9% |
| Participant deferral / active EE | $5,799 | $8,286-30.0% | $7,956-27.1% | $6,407-9.5% |
| Admin fee / account holder | $157,413 | $11,312+1291.6% | $11,381+1283.1% | $12,270+1182.9% |