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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,678 | $95,084-29.9% | $140,514-52.5% | $69,733-4.4% |
| Participation rate | 64.9% | 68.7%-3.8pp | 77.8%-12.9pp | 62.5%+2.5pp |
| Annual return | 16.92% | 18.56%-1.6pp | 14.36%+2.6pp | 15.22%+1.7pp |
| Employer contribution / active EE | $576 | $2,405-76.0% | $3,378-82.9% | $2,250-74.4% |
| Participant deferral / active EE | $6,520 | $3,868+68.6% | $4,919+32.6% | $3,054+113.4% |
| Admin fee / account holder | $7,245 | $4,885+48.3% | $13,697-47.1% | $3,102+133.6% |