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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $820,029 | $102,609+699.2% | $98,090+736.0% | $138,895+490.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 12.19% | 36.44%-24.2pp | 37.05%-24.9pp | 145.39%-133.2pp |
| Employer contribution / active EE | $16,843 | $3,867+335.5% | $3,606+367.0% | $4,194+301.6% |
| Participant deferral / active EE | $20,188 | $8,167+147.2% | $7,845+157.3% | $6,396+215.6% |
| Admin fee / account holder | $20,825 | $11,434+82.1% | $11,815+76.3% | $12,562+65.8% |