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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,571 | $108,942+15.3% | $100,415+25.1% | $145,897-13.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.85% | 58.27%-42.4pp | 49.47%-33.6pp | 552.29%-536.4pp |
| Employer contribution / active EE | $2,723 | $4,422-38.4% | $3,943-30.9% | $4,663-41.6% |
| Participant deferral / active EE | $6,611 | $8,461-21.9% | $8,091-18.3% | $6,689-1.2% |
| Admin fee / account holder | $726 | $9,702-92.5% | $7,906-90.8% | $13,390-94.6% |