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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,126 | $185,312-24.4% | $161,489-13.2% | $154,746-9.4% |
| Participation rate | 90.5% | 82.5%+8.0pp | 78.7%+11.8pp | 80.7%+9.8pp |
| Annual return | 12.35% | 103.84%-91.5pp | 89.72%-77.4pp | 172.34%-160.0pp |
| Employer contribution / active EE | $4,637 | $4,769-2.8% | $4,268+8.6% | $4,379+5.9% |
| Participant deferral / active EE | $5,162 | $6,350-18.7% | $5,630-8.3% | $6,730-23.3% |
| Admin fee / account holder | $11,842 | $18,654-36.5% | $16,006-26.0% | $14,365-17.6% |