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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,778 | $149,040+45.4% | $120,225+80.3% | $137,256+57.9% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 16.26% | 605.68%-589.4pp | 439.23%-423.0pp | 220.34%-204.1pp |
| Employer contribution / active EE | $20,196 | $4,350+364.2% | $3,475+481.1% | $4,156+385.9% |
| Participant deferral / active EE | $22,443 | $4,655+382.2% | $3,999+461.3% | $6,407+250.3% |
| Admin fee / account holder | $9,328 | $6,348+46.9% | $5,696+63.7% | $12,270-24.0% |