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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,778 | $162,529+33.4% | $130,788+65.7% | $154,746+40.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.26% | 510.48%-494.2pp | 386.44%-370.2pp | 172.34%-156.1pp |
| Employer contribution / active EE | $20,196 | $4,447+354.1% | $3,558+467.6% | $4,379+361.2% |
| Participant deferral / active EE | $22,443 | $4,808+366.8% | $4,137+442.5% | $6,730+233.5% |
| Admin fee / account holder | $9,328 | $7,669+21.6% | $6,673+39.8% | $14,365-35.1% |