Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,243 | $55,470-70.7% | $155,556-89.6% | $74,478-78.2% |
| Participation rate | 47.5% | 61.9%-14.4pp | 78.2%-30.8pp | 67.2%-19.7pp |
| Annual return | 14.00% | 269.80%-255.8pp | 64.84%-50.8pp | 1370.56%-1356.6pp |
| Employer contribution / active EE | $659 | $2,267-70.9% | $4,675-85.9% | $2,626-74.9% |
| Participant deferral / active EE | $1,467 | $2,838-48.3% | $5,631-73.9% | $4,350-66.3% |
| Admin fee / account holder | $1,633 | $1,744-6.4% | $15,885-89.7% | $1,946-16.1% |