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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,043 | $58,923+63.0% | $97,167-1.2% | $74,546+28.8% |
| Participation rate | 51.6% | 63.6%-12.0pp | 72.7%-21.1pp | 67.2%-15.6pp |
| Annual return | 12.58% | 16.04%-3.5pp | 75.27%-62.7pp | 1366.03%-1353.4pp |
| Employer contribution / active EE | $748 | $1,894-60.5% | $2,729-72.6% | $2,624-71.5% |
| Participant deferral / active EE | $4,062 | $3,664+10.9% | $4,264-4.7% | $4,347-6.6% |
| Admin fee / account holder | $2,135 | $1,974+8.2% | $5,650-62.2% | $1,944+9.8% |