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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,043 | $59,006+62.8% | $97,295-1.3% | $74,478+29.0% |
| Participation rate | 51.6% | 63.7%-12.1pp | 72.7%-21.0pp | 67.2%-15.6pp |
| Annual return | 12.58% | 16.04%-3.5pp | 75.62%-63.0pp | 1370.56%-1358.0pp |
| Employer contribution / active EE | $748 | $1,894-60.5% | $2,723-72.5% | $2,626-71.5% |
| Participant deferral / active EE | $4,062 | $3,671+10.7% | $4,264-4.7% | $4,350-6.6% |
| Admin fee / account holder | $2,135 | $1,974+8.2% | $5,646-62.2% | $1,946+9.7% |