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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,371 | $102,385+239.3% | $147,080+136.2% | $80,935+329.2% |
| Participation rate | 84.6% | 75.9%+8.7pp | 82.2%+2.4pp | 67.7%+17.0pp |
| Annual return | 16.36% | 135.09%-118.7pp | 420.17%-403.8pp | 35.66%-19.3pp |
| Employer contribution / active EE | $18,429 | $3,717+395.8% | $4,933+273.6% | $2,757+568.5% |
| Participant deferral / active EE | $14,984 | $6,651+125.3% | $8,066+85.8% | $4,299+248.5% |
| Admin fee / account holder | $59,449 | $7,951+647.6% | $12,989+357.7% | $6,924+758.5% |