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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,954 | $102,595+36.4% | $94,057+48.8% | $154,746-9.6% |
| Participation rate | 77.8% | 76.0%+1.8pp | 73.3%+4.4pp | 80.7%-2.9pp |
| Annual return | 13.78% | 583.42%-569.6pp | 480.62%-466.8pp | 172.34%-158.6pp |
| Employer contribution / active EE | $5,637 | $3,147+79.1% | $2,933+92.2% | $4,379+28.7% |
| Participant deferral / active EE | $6,249 | $5,118+22.1% | $4,709+32.7% | $6,730-7.1% |
| Admin fee / account holder | $18,944 | $7,736+144.9% | $7,244+161.5% | $14,365+31.9% |