See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $53,539 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,576 | $58,923+106.3% | $97,167+25.1% | $74,546+63.1% |
| Participation rate | 46.9% | 63.6%-16.7pp | 72.7%-25.8pp | 67.2%-20.3pp |
| Annual return | 22.73% | 16.04%+6.7pp | 75.27%-52.5pp | 1366.03%-1343.3pp |
| Employer contribution / active EE | $1,005 | $1,894-46.9% | $2,729-63.2% | $2,624-61.7% |
| Participant deferral / active EE | $5,084 | $3,664+38.8% | $4,264+19.2% | $4,347+16.9% |
| Admin fee / account holder | $362 | $1,974-81.7% | $5,650-93.6% | $1,944-81.4% |