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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,896 | $196,972-14.3% | $182,262-7.3% | $198,609-15.0% |
| Participation rate | 84.6% | 85.7%-1.1pp | 84.2%+0.4pp | 82.4%+2.2pp |
| Annual return | 5.77% | 158.27%-152.5pp | 140.60%-134.8pp | 202.70%-196.9pp |
| Employer contribution / active EE | $5,121 | $5,364-4.5% | $5,046+1.5% | $5,055+1.3% |
| Participant deferral / active EE | $6,977 | $8,643-19.3% | $8,276-15.7% | $6,9770% |
| Admin fee / account holder | $1,831 | $18,429-90.1% | $16,712-89.0% | $19,030-90.4% |