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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,211 | $114,712+17.9% | $173,730-22.2% | $87,485+54.6% |
| Participation rate | 61.3% | 73.0%-11.7pp | 79.6%-18.3pp | 68.9%-7.7pp |
| Annual return | 12.15% | 20.18%-8.0pp | 19.96%-7.8pp | 26.06%-13.9pp |
| Employer contribution / active EE | $1,164 | $2,904-59.9% | $4,577-74.6% | $2,596-55.2% |
| Participant deferral / active EE | $8,052 | $4,642+73.5% | $6,326+27.3% | $4,274+88.4% |
| Admin fee / account holder | $15,601 | $10,210+52.8% | $17,523-11.0% | $7,775+100.7% |