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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,018 | $178,174-14.1% | $156,181-2.0% | $137,256+11.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 20.00% | 84.19%-64.2pp | 64.87%-44.9pp | 220.34%-200.3pp |
| Employer contribution / active EE | $10,380 | $4,972+108.8% | $4,294+141.7% | $4,156+149.8% |
| Participant deferral / active EE | $6,255 | $6,888-9.2% | $6,132+2.0% | $6,407-2.4% |
| Admin fee / account holder | $6,352 | $17,404-63.5% | $14,586-56.5% | $12,270-48.2% |