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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,114 | $166,268+37.8% | $165,100+38.8% | $145,897+57.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.80% | 100.52%-81.7pp | 70.21%-51.4pp | 552.29%-533.5pp |
| Employer contribution / active EE | $11,621 | $5,284+119.9% | $4,348+167.3% | $4,663+149.2% |
| Participant deferral / active EE | $8,667 | $6,964+24.4% | $6,035+43.6% | $6,689+29.6% |
| Admin fee / account holder | $21,041 | $16,659+26.3% | $12,696+65.7% | $13,390+57.1% |