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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,114 | $166,131+37.9% | $164,975+38.9% | $145,877+57.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 18.80% | 100.37%-81.6pp | 70.12%-51.3pp | 551.28%-532.5pp |
| Employer contribution / active EE | $11,621 | $5,276+120.3% | $4,343+167.6% | $4,663+149.2% |
| Participant deferral / active EE | $8,667 | $6,962+24.5% | $6,033+43.6% | $6,691+29.5% |
| Admin fee / account holder | $21,041 | $16,648+26.4% | $12,688+65.8% | $13,402+57.0% |