Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,539 | $160,070+146.5% | $147,117+168.2% | $145,897+170.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 6.80% | 98.69%-91.9pp | 420.54%-413.7pp | 552.29%-545.5pp |
| Employer contribution / active EE | $1,977 | $5,285-62.6% | $4,932-59.9% | $4,663-57.6% |
| Participant deferral / active EE | $34,261 | $8,419+306.9% | $8,065+324.8% | $6,689+412.2% |
| Admin fee / account holder | $6,448 | $15,035-57.1% | $12,993-50.4% | $13,390-51.8% |