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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,322 | $115,225+14.0% | $100,712+30.4% | $138,895-5.5% |
| Participation rate | 68.8% | 74.3%-5.6pp | 69.3%-0.5pp | 79.9%-11.2pp |
| Annual return | 19.85% | 40.35%-20.5pp | 33.27%-13.4pp | 145.39%-125.5pp |
| Employer contribution / active EE | $3,068 | $2,771+10.7% | $2,313+32.6% | $4,194-26.9% |
| Participant deferral / active EE | $10,508 | $4,699+123.6% | $4,085+157.2% | $6,396+64.3% |
| Admin fee / account holder | $18 | $10,844-99.8% | $9,256-99.8% | $12,562-99.9% |