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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,746 | $111,830+0.8% | $93,696+20.3% | $145,884-22.7% |
| Participation rate | 64.3% | 74.2%-9.9pp | 68.7%-4.4pp | 80.3%-16.0pp |
| Annual return | 13.60% | 204.08%-190.5pp | 133.74%-120.1pp | 551.85%-538.3pp |
| Employer contribution / active EE | $3,498 | $3,093+13.1% | $2,422+44.4% | $4,662-25.0% |
| Participant deferral / active EE | $11,139 | $4,920+126.4% | $4,417+152.2% | $6,690+66.5% |
| Admin fee / account holder | $235 | $10,249-97.7% | $8,287-97.2% | $13,392-98.2% |