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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,183 | $68,097-1.3% | $62,929+6.8% | $137,256-51.1% |
| Participation rate | 73.7% | 77.4%-3.8pp | 73.1%+0.6pp | 80.0%-6.3pp |
| Annual return | 15.56% | 1859.11%-1843.6pp | 1063.93%-1048.4pp | 220.34%-204.8pp |
| Employer contribution / active EE | $2,247 | $2,811-20.1% | $2,505-10.3% | $4,156-45.9% |
| Participant deferral / active EE | $5,513 | $4,553+21.1% | $3,888+41.8% | $6,407-13.9% |
| Admin fee / account holder | $3,991 | $6,521-38.8% | $5,065-21.2% | $12,270-67.5% |