Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION10+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $87,651 |
HPM MANAGEMENT SERVICES10+ years Service code 28 · EIN 13-3393107 | Investment Management | $33,537 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,688 | $48,327+50.4% | $67,575+7.6% | $80,935-10.2% |
| Participation rate | 59.4% | 66.4%-7.0pp | 72.9%-13.5pp | 67.7%-8.3pp |
| Annual return | 14.65% | 18.31%-3.7pp | 3528.98%-3514.3pp | 35.66%-21.0pp |
| Employer contribution / active EE | $566 | $2,022-72.0% | $2,736-79.3% | $2,757-79.5% |
| Participant deferral / active EE | $2,719 | $2,927-7.1% | $4,003-32.1% | $4,299-36.8% |
| Admin fee / account holder | $1,010 | $3,692-72.6% | $3,993-74.7% | $6,924-85.4% |