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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $710,052 | $172,111+312.6% | $150,298+372.4% | $137,256+417.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.34% | 69.37%-56.0pp | 62.79%-49.4pp | 220.34%-207.0pp |
| Employer contribution / active EE | $11,536 | $4,636+148.8% | $4,154+177.7% | $4,156+177.6% |
| Participant deferral / active EE | $16,418 | $6,166+166.3% | $5,453+201.1% | $6,407+156.3% |
| Admin fee / account holder | $22,280 | $16,471+35.3% | $14,116+57.8% | $12,270+81.6% |