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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,483,963 | $58,627+2431.2% | $76,735+1833.9% | $82,448+1699.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 12.68% | 39.10%-26.4pp | 29.77%-17.1pp | 41.64%-29.0pp |
| Employer contribution / active EE | $30,539 | $1,729+1666.1% | $2,454+1144.3% | $2,551+1097.1% |
| Participant deferral / active EE | $15,553 | $3,134+396.3% | $4,088+280.5% | $4,139+275.7% |
| Admin fee / account holder | $225,213 | $5,323+4131.3% | $7,189+3032.6% | $7,234+3013.1% |