Retirement plan

COUNCIL ON THE ENVIRONMENT, INC. INCENTIVE SAVINGS PLAN

Name: COUNCIL ON THE ENVIRONMENT, INC. - COUNCIL ON THE ENVIRONMENT, INC. INCENTIVE SAVINGS PLAN (2025) Form 5500
Creator: COUNCIL ON THE ENVIRONMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COUNCIL ON THE ENVIRONMENT, INC. INCENTIVE SAVINGS PLAN, COUNCIL ON THE ENVIRONMENT, INC.

COUNCIL ON THE ENVIRONMENT, INC.EIN 13-2765465Plan #001PY 2025

100 GOLD STREET SUITE 3300 - NEW YORK, NY 10038212-788-7900

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$4.2M

-10.9% from 2024

Total participants

148

-6.3% from 2024

Average account balance

$32,249

+7.1% from 2024

Annual return

8.33%

-4.87 pp from 2024

Benchmarks

See 810 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants100-249

Cohort810 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.16M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

129

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$260K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$370

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
MARKS PANETH LLP5 years Service code 10 · EIN 11-3518842	Accounting	$0
NEUBERGER BERMAN6 years Service code 21	Bank Trustee	$0

Plan features & details

Pension benefit codes2A2E3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$48K

$464 / participant

Contract admin$36K75.9%
Other / not subdivided$12K24.1%

% of EOY assets

1.148%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: NOVOGRADAC & COMPANY LLP
Auditor EIN: 943108253
Audit fees: $11,500
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$32,249

$43,730-26.3%

$66,674-51.6%

$64,097-49.7%

Participation rate

81.6%

50.7%+30.8pp

73.7%+7.9pp

55.2%+26.4pp

Annual return

8.33%

53.62%-45.3pp

321.24%-312.9pp

34.64%-26.3pp

Employer contribution / active EE

$2,521

$1,673+50.6%

$2,620-3.8%

$1,891+33.3%

Participant deferral / active EE

$2,122-100.0%

$4,084-100.0%

$3,080-100.0%

Admin fee / account holder

$370

$2,708-86.3%

$5,098-92.7%

$3,454-89.3%

Provider

Service type

Compensation

MARKS PANETH LLP5 years

Service code 10 · EIN 11-3518842

Accounting

NEUBERGER BERMAN6 years

Service code 21

Bank Trustee

COUNCIL ON THE ENVIRONMENT, INC. INCENTIVE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COUNCIL ON THE ENVIRONMENT, INC. INCENTIVE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion