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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,373 | $210,908+26.3% | $153,643+73.4% | $145,884+82.6% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 17.39% | 13.46%+3.9pp | 15.71%+1.7pp | 551.85%-534.5pp |
| Employer contribution / active EE | $3,227 | $6,055-46.7% | $5,039-36.0% | $4,662-30.8% |
| Participant deferral / active EE | $11,504 | $7,976+44.2% | $6,754+70.3% | $6,690+72.0% |
| Admin fee / account holder | $2,558 | $19,477-86.9% | $12,739-79.9% | $13,392-80.9% |