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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,431 | $160,028+112.1% | $147,080+130.8% | $145,884+132.7% |
| Participation rate | 89.5% | 84.0%+5.5pp | 82.2%+7.3pp | 80.3%+9.2pp |
| Annual return | 16.74% | 98.60%-81.9pp | 420.17%-403.4pp | 551.85%-535.1pp |
| Employer contribution / active EE | $7,226 | $5,286+36.7% | $4,933+46.5% | $4,662+55.0% |
| Participant deferral / active EE | $13,329 | $8,422+58.3% | $8,066+65.2% | $6,690+99.3% |
| Admin fee / account holder | $11,128 | $15,030-26.0% | $12,989-14.3% | $13,392-16.9% |