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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,431 | $160,040+112.1% | $147,096+130.8% | $145,877+132.7% |
| Participation rate | 89.5% | 84.0%+5.5pp | 82.2%+7.3pp | 80.3%+9.2pp |
| Annual return | 16.74% | 98.49%-81.8pp | 419.75%-403.0pp | 551.28%-534.5pp |
| Employer contribution / active EE | $7,226 | $5,289+36.6% | $4,936+46.4% | $4,663+55.0% |
| Participant deferral / active EE | $13,329 | $8,429+58.1% | $8,071+65.1% | $6,691+99.2% |
| Admin fee / account holder | $11,128 | $15,050-26.1% | $13,005-14.4% | $13,402-17.0% |