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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,291 | $154,228-72.6% | $145,433-70.9% | $137,256-69.2% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.5pp | 80.0%+11.7pp |
| Annual return | 7.72% | 74.59%-66.9pp | 66.58%-58.9pp | 220.34%-212.6pp |
| Employer contribution / active EE | $3,547 | $4,804-26.2% | $4,554-22.1% | $4,156-14.7% |
| Participant deferral / active EE | $3,577 | $8,216-56.5% | $7,897-54.7% | $6,407-44.2% |
| Admin fee / account holder | $12,983 | $14,344-9.5% | $13,129-1.1% | $12,270+5.8% |