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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,291 | $162,136-73.9% | $152,301-72.2% | $154,746-72.7% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 7.72% | 91.02%-83.3pp | 80.50%-72.8pp | 172.34%-164.6pp |
| Employer contribution / active EE | $3,547 | $4,890-27.5% | $4,624-23.3% | $4,379-19.0% |
| Participant deferral / active EE | $3,577 | $8,341-57.1% | $8,004-55.3% | $6,730-46.8% |
| Admin fee / account holder | $12,983 | $15,759-17.6% | $14,398-9.8% | $14,365-9.6% |