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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,313 | $156,398+219.3% | $147,318+238.9% | $138,895+259.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.07% | 78.75%-64.7pp | 70.43%-56.4pp | 145.39%-131.3pp |
| Employer contribution / active EE | $86 | $4,853-98.2% | $4,593-98.1% | $4,194-98.0% |
| Participant deferral / active EE | $2,667 | $8,237-67.6% | $7,906-66.3% | $6,396-58.3% |
| Admin fee / account holder | $3,467 | $14,976-76.8% | $13,708-74.7% | $12,562-72.4% |