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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,093,135 | $88,778+1131.3% | $81,844+1235.6% | $145,884+649.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.65% | 1033.03%-1024.4pp | 778.87%-770.2pp | 551.85%-543.2pp |
| Employer contribution / active EE | $32,848 | $3,087+964.1% | $2,916+1026.3% | $4,662+604.5% |
| Participant deferral / active EE | $26,722 | $4,648+474.9% | $4,323+518.1% | $6,690+299.5% |
| Admin fee / account holder | $12,407 | $8,430+47.2% | $7,355+68.7% | $13,392-7.4% |