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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,765 | $162,136-45.9% | $152,301-42.4% | $154,746-43.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.22% | 91.02%-79.8pp | 80.50%-69.3pp | 172.34%-161.1pp |
| Employer contribution / active EE | $5,607 | $4,890+14.7% | $4,624+21.2% | $4,379+28.0% |
| Participant deferral / active EE | $13,974 | $8,341+67.5% | $8,004+74.6% | $6,730+107.6% |
| Admin fee / account holder | $4,230 | $15,759-73.2% | $14,398-70.6% | $14,365-70.6% |