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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,765 | $154,228-43.1% | $145,433-39.7% | $137,256-36.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.22% | 74.59%-63.4pp | 66.58%-55.4pp | 220.34%-209.1pp |
| Employer contribution / active EE | $5,607 | $4,804+16.7% | $4,554+23.1% | $4,156+34.9% |
| Participant deferral / active EE | $13,974 | $8,216+70.1% | $7,897+76.9% | $6,407+118.1% |
| Admin fee / account holder | $4,230 | $14,344-70.5% | $13,129-67.8% | $12,270-65.5% |