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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,665 | $110,379+26.5% | $102,412+36.4% | $145,884-4.3% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 10.05% | 24.84%-14.8pp | 24.94%-14.9pp | 551.85%-541.8pp |
| Employer contribution / active EE | $2,616 | $4,216-38.0% | $3,870-32.4% | $4,662-43.9% |
| Participant deferral / active EE | $7,265 | $5,622+29.2% | $5,060+43.6% | $6,690+8.6% |
| Admin fee / account holder | $909 | $9,745-90.7% | $8,388-89.2% | $13,392-93.2% |