Retirement plan

THE FIELD LIBRARY 401(K) PROFIT SHARING PLAN AND TRUST

Name: THE FIELD LIBRARY, INC - THE FIELD LIBRARY 401(K) PROFIT SHARING PLAN AND TRUST (2025) Form 5500
Creator: THE FIELD LIBRARY, INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE FIELD LIBRARY 401(K) PROFIT SHARING PLAN AND TRUST, THE FIELD LIBRARY, INC

THE FIELD LIBRARY, INCEIN 13-1860030Plan #001PY 2025

4 NELSON AVE. - PEEKSKILL, NY 105662138914-737-0521peekskill.orgLinkedIn11-50 employeeslibraries

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$188K

+38.9% from 2024

Total participants

-9.1% from 2024

Average account balance

$31,379

+15.8% from 2024

Annual return

17.78%

+5.89 pp from 2024

Benchmarks

See 413 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants25-99

Cohort413 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$188K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

20.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$29K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$988

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$17

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3C3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3C
Plan not intended to be qualified
A plan not intended to be qualified under Code sections 401 403 or 408.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$99

$3 / participant

Other / not subdivided$99100.0%

% of EOY assets

0.053%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,379

$83,061-62.2%

$126,068-75.1%

$94,015-66.6%

Participation rate

17.2%

81.2%-63.9pp

84.7%-67.5pp

70.8%-53.6pp

Annual return

17.78%

20.41%-2.6pp

15.01%+2.8pp

17.84%-0.1pp

Employer contribution / active EE

$2,864-100.0%

$3,968-100.0%

$2,790-100.0%

Participant deferral / active EE

$988

$7,042-86.0%

$8,214-88.0%

$4,249-76.8%

Admin fee / account holder

$17

$7,208-99.8%

$18,264-99.9%

$8,951-99.8%

THE FIELD LIBRARY 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE FIELD LIBRARY 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion