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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,228 | $72,071+424.8% | $68,368+453.2% | $137,256+175.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.60% | 353.14%-341.5pp | 292.57%-281.0pp | 220.34%-208.7pp |
| Employer contribution / active EE | $17,876 | $2,788+541.2% | $2,649+574.8% | $4,156+330.1% |
| Participant deferral / active EE | $18,852 | $4,410+327.5% | $4,123+357.3% | $6,407+194.3% |
| Admin fee / account holder | $95,662 | $5,336+1692.9% | $5,150+1757.6% | $12,270+679.6% |