Filings through Sep 24, 2026.

Retirement plan

403(b) Thrift Plan for Employees of Family Services of Westchester, Inc.

Name: FAMILY SERVICES OF WESTCHESTER, INC. - 403(B) THRIFT PLAN FOR EMPLOYEES OF FAMILY SERVICES OF WESTCHESTER, INC. (2025) Form 5500
Creator: FAMILY SERVICES OF WESTCHESTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF FAMILY SERVICES OF WESTCHESTER, INC., FAMILY SERVICES OF WESTCHESTER, INC.

Family Services of Westchester, Inc.EIN 13-1773419Plan #002PY 2025

2975 WESTCHESTER AVE STE 401 - PURCHASE, NY 105772580914-937-2320fsw.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsLow fidelity bondFailed to transmit contributionsFew collective trustsFund lineup: 5 funds, $13.3M

How to read this page

Total assets (EOY)

$13.1M

+10.0% from 2024

Total participants

739

-0.8% from 2024

Average account balance

$20,747

+10.4% from 2024

Annual return

12.63%

-0.69 pp from 2024

Benchmarks

See 444 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort444 peers

Snapshot2025

See peer percentile detail with Pro.

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Analytics

See the 10-year trajectory with Solo.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP7 years Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Participant loan processing; Recordke...	$8,460

Fund lineup

CSV with Pro

5 funds of $250K or more; 17 lines in all, holding $13.3M of the plan's $13.1M. From the 2025 filing. Recordkeeper: Mutual of America.

In collective trusts0%median 0% for plans of $5M to $50M (35,181 plans)

In index funds3%median 21% for plans of $5M to $50M (35,181 plans)

In the main target-date series0%median 36% for plans of $5M to $50M (35,181 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Group Annuity Contract Mutual of America Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$9.0M	67.9%
Group Annuity Contract Mutual of America Mutual of America Interest Accumula Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$1.6M	12.3%
Group Annuity Contract Mutual of America T. Rowe Price Blue Chip Growth Port T. Rowe Price · Insurance contract	T. Rowe Price	Insurance contract	$583K	4.4%
Group Annuity Contract Mutual of America Vanguard VIF International Portfoli Vanguard · Insurance contract	Vanguard	Insurance contract	$575K	4.3%
Group Annuity Contract Mutual of America Vanguard VIF Diversified Value Port Vanguard · Insurance contract	Vanguard	Insurance contract	$533K	4.0%
Group Annuity Contract Mutual of America Vanguard VIF Real Estate Index Port Vanguard · Insurance contract Index	Vanguard	Insurance contract	$240K	1.8%
Group Annuity Contract Mutual of America MoA Mid Cap Equity Index Fund Mutual of America · Insurance contract IndexRecordkeeper's own fund	Mutual of America	Insurance contract	$172K	1.3%
Group Annuity Contract Mutual of America MoA Small Cap Growth Fund Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$142K	1.1%
Group Annuity Contract Mutual of America MoA Small Cap Value Fund Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$93K	0.7%
Group Annuity Contract . Manager not matched · Insurance contract	Not yet matched	Insurance contract	$78K	0.6%

See the other 7 lines in this lineup with Solo.

Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2G3D2F2L2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$8K

$13 / participant

Other / not subdivided$8K100.0%

% of EOY assets

0.064%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: COHNREZNICK, LLP
Auditor EIN: 334144829
Audit fees: $0
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Filings through Sep 24, 2026.

Retirement plan

403(b) Thrift Plan for Employees of Family Services of Westchester, Inc.

Family Services of Westchester, Inc.EIN 13-1773419Plan #002PY 2025

2975 WESTCHESTER AVE STE 401 - PURCHASE, NY 105772580914-937-2320fsw.orgLinkedIn201-500 employeesindividual & family services

Prospect flagsLow fidelity bondFailed to transmit contributionsFew collective trustsFund lineup: 5 funds, $13.3M

People on file3 contacts

MM
Maria Mazzotta
Filing signerFiling signer
#002
PY 2025
+2 more — auditor, admin, prior signers, …

5500 filings11 filings · 2015–2025

20255500403(b)Latest

5500 PDF

How to read this page

Total assets (EOY)

$13.1M

+10.0% from 2024

Total participants

739

-0.8% from 2024

Average account balance

$20,747

+10.4% from 2024

Annual return

12.63%

-0.69 pp from 2024

Benchmarks

See 444 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort444 peers

Snapshot2025

See peer percentile detail with Pro.

Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, no card. Then $49 a month. Cancel any time.

Try Pro free Compare plans

Analytics

See the 10-year trajectory with Solo.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP7 years Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Participant loan processing; Recordke...	$8,460

Fund lineup

CSV with Pro

5 funds of $250K or more; 17 lines in all, holding $13.3M of the plan's $13.1M. From the 2025 filing. Recordkeeper: Mutual of America.

In collective trusts0%median 0% for plans of $5M to $50M (35,181 plans)

In index funds3%median 21% for plans of $5M to $50M (35,181 plans)

In the main target-date series0%median 36% for plans of $5M to $50M (35,181 plans)

Employer stockNo

Fund	Manager	Vehicle	Dollars	% of funds%
Group Annuity Contract Mutual of America Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$9.0M	67.9%
Group Annuity Contract Mutual of America Mutual of America Interest Accumula Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$1.6M	12.3%
Group Annuity Contract Mutual of America T. Rowe Price Blue Chip Growth Port T. Rowe Price · Insurance contract	T. Rowe Price	Insurance contract	$583K	4.4%
Group Annuity Contract Mutual of America Vanguard VIF International Portfoli Vanguard · Insurance contract	Vanguard	Insurance contract	$575K	4.3%
Group Annuity Contract Mutual of America Vanguard VIF Diversified Value Port Vanguard · Insurance contract	Vanguard	Insurance contract	$533K	4.0%
Group Annuity Contract Mutual of America Vanguard VIF Real Estate Index Port Vanguard · Insurance contract Index	Vanguard	Insurance contract	$240K	1.8%
Group Annuity Contract Mutual of America MoA Mid Cap Equity Index Fund Mutual of America · Insurance contract IndexRecordkeeper's own fund	Mutual of America	Insurance contract	$172K	1.3%
Group Annuity Contract Mutual of America MoA Small Cap Growth Fund Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$142K	1.1%
Group Annuity Contract Mutual of America MoA Small Cap Value Fund Mutual of America · Insurance contract Recordkeeper's own fund	Mutual of America	Insurance contract	$93K	0.7%
Group Annuity Contract . Manager not matched · Insurance contract	Not yet matched	Insurance contract	$78K	0.6%

See the other 7 lines in this lineup with Solo.

Covers 61,314 large plans that list their funds in their annual filing. Updated Nov 2, 2026. Shares describe these plans, not the whole market.

Plan features & details

Pension benefit codes2G3D2F2L2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$8K

$13 / participant

Other / not subdivided$8K100.0%

% of EOY assets

0.064%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: COHNREZNICK, LLP
Auditor EIN: 334144829
Audit fees: $0
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

403(b) Thrift Plan for Employees of Family Services of Westchester, Inc.

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(b) Thrift Plan for Employees of Family Services of Westchester, Inc.

Summary metrics

Benchmarksi

Analytics

Service providersi

Fund lineupi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Fund lineup

Opportunity flags

Expense breakdown

Audit opinion