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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,057 | $180,749-56.8% | $160,784-51.5% | $137,256-43.1% |
| Participation rate | 80.0% | 80.0%0pp | 77.0%+3.0pp | 80.0%0pp |
| Annual return | 17.58% | 2234.46%-2216.9pp | 1803.92%-1786.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,500 | $4,155-63.9% | $3,733-59.8% | $4,156-63.9% |
| Participant deferral / active EE | $1,096 | $6,844-84.0% | $6,293-82.6% | $6,407-82.9% |
| Admin fee / account holder | $361 | $10,397-96.5% | $9,717-96.3% | $12,270-97.1% |