Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,055 | $51,736-14.8% | $120,225-63.4% | $67,986-35.2% |
| Participation rate | 48.4% | 46.1%+2.3pp | 69.6%-21.2pp | 57.2%-8.8pp |
| Annual return | 12.37% | 31.98%-19.6pp | 439.23%-426.9pp | 31.67%-19.3pp |
| Employer contribution / active EE | $377 | $1,071-64.9% | $3,475-89.2% | $2,019-81.3% |
| Participant deferral / active EE | $1,176 | $2,206-46.7% | $3,999-70.6% | $3,358-65.0% |
| Admin fee / account holder | $7,555 | $4,159+81.7% | $5,696+32.6% | $3,203+135.9% |