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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,918 | $101,795+176.9% | $165,100+70.8% | $80,959+248.2% |
| Participation rate | 92.3% | 71.8%+20.5pp | 78.6%+13.7pp | 67.7%+24.6pp |
| Annual return | 14.67% | 16.73%-2.1pp | 70.21%-55.5pp | 35.67%-21.0pp |
| Employer contribution / active EE | $13,462 | $2,954+355.8% | $4,348+209.6% | $2,757+388.2% |
| Participant deferral / active EE | $9,857 | $4,476+120.2% | $6,035+63.3% | $4,300+129.2% |
| Admin fee / account holder | $28,113 | $8,221+242.0% | $12,696+121.4% | $6,925+305.9% |