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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,824 | $108,825+207.7% | $156,181+114.4% | $82,448+306.1% |
| Participation rate | 88.5% | 72.4%+16.1pp | 78.8%+9.6pp | 68.1%+20.4pp |
| Annual return | 11.26% | 20.59%-9.3pp | 64.87%-53.6pp | 41.64%-30.4pp |
| Employer contribution / active EE | $13,462 | $2,870+369.1% | $4,294+213.5% | $2,551+427.7% |
| Participant deferral / active EE | $10,958 | $4,577+139.4% | $6,132+78.7% | $4,139+164.7% |
| Admin fee / account holder | $35,370 | $9,341+278.7% | $14,586+142.5% | $7,234+388.9% |