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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,275 | $88,754+54.7% | $81,820+67.8% | $145,877-5.9% |
| Participation rate | 71.4% | 75.1%-3.6pp | 72.4%-1.0pp | 80.3%-8.9pp |
| Annual return | 10.36% | 1031.77%-1021.4pp | 777.93%-767.6pp | 551.28%-540.9pp |
| Employer contribution / active EE | $6,719 | $3,085+117.8% | $2,915+130.5% | $4,663+44.1% |
| Participant deferral / active EE | $1,945 | $4,648-58.1% | $4,323-55.0% | $6,691-70.9% |
| Admin fee / account holder | $836 | $8,424-90.1% | $7,391-88.7% | $13,402-93.8% |