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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,623 | $135,905+134.4% | $126,068+152.7% | $198,609+60.4% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 13.00% | 14.07%-1.1pp | 15.01%-2.0pp | 202.70%-189.7pp |
| Employer contribution / active EE | $2,910 | $4,245-31.5% | $3,968-26.7% | $5,055-42.4% |
| Participant deferral / active EE | $11,709 | $8,523+37.4% | $8,214+42.6% | $6,977+67.8% |
| Admin fee / account holder | $1,296 | $21,036-93.8% | $18,264-92.9% | $19,030-93.2% |