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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,670 | $211,224-72.7% | $178,505-67.7% | $145,897-60.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.12% | 30.28%-22.2pp | 27.16%-19.0pp | 552.29%-544.2pp |
| Employer contribution / active EE | $1,377 | $4,577-69.9% | $3,955-65.2% | $4,663-70.5% |
| Participant deferral / active EE | $14,166 | $6,966+103.4% | $6,280+125.6% | $6,689+111.8% |
| Admin fee / account holder | $6,011 | $12,109-50.4% | $10,428-42.4% | $13,390-55.1% |