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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,670 | $211,239-72.7% | $178,528-67.7% | $145,877-60.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.12% | 30.22%-22.1pp | 27.11%-19.0pp | 551.28%-543.2pp |
| Employer contribution / active EE | $1,377 | $4,570-69.9% | $3,950-65.1% | $4,663-70.5% |
| Participant deferral / active EE | $14,166 | $6,963+103.5% | $6,278+125.6% | $6,691+111.7% |
| Admin fee / account holder | $6,011 | $12,095-50.3% | $10,419-42.3% | $13,402-55.1% |