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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,222 | $102,393-28.5% | $147,041-50.2% | $80,911-9.5% |
| Participation rate | 72.4% | 75.9%-3.4pp | 82.2%-9.8pp | 67.6%+4.8pp |
| Annual return | 12.17% | 134.95%-122.8pp | 419.21%-407.0pp | 35.63%-23.5pp |
| Employer contribution / active EE | $3,759 | $3,715+1.2% | $4,935-23.8% | $2,756+36.4% |
| Participant deferral / active EE | $13,997 | $6,647+110.6% | $8,071+73.4% | $4,297+225.7% |
| Admin fee / account holder | $22,936 | $7,943+188.7% | $13,006+76.3% | $6,935+230.7% |