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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,007 | $104,650-51.3% | $83,854-39.2% | $155,188-67.1% |
| Participation rate | 55.6% | 65.1%-9.5pp | 59.1%-3.6pp | 80.8%-25.2pp |
| Annual return | 8.59% | 28.97%-20.4pp | 31.39%-22.8pp | 148.84%-140.3pp |
| Employer contribution / active EE | $1,686 | $1,196+41.0% | $1,017+65.8% | $4,248-60.3% |
| Participant deferral / active EE | $2,175 | $2,367-8.1% | $2,035+6.9% | $6,531-66.7% |
| Admin fee / account holder | $1,271 | $3,518-63.9% | $3,197-60.2% | $14,480-91.2% |