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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,007 | $94,439-46.0% | $73,658-30.8% | $154,746-67.0% |
| Participation rate | 55.6% | 64.7%-9.1pp | 57.0%-1.5pp | 80.7%-25.1pp |
| Annual return | 8.59% | 28.25%-19.7pp | 29.72%-21.1pp | 172.34%-163.8pp |
| Employer contribution / active EE | $1,686 | $1,257+34.1% | $1,032+63.4% | $4,379-61.5% |
| Participant deferral / active EE | $2,175 | $2,527-13.9% | $2,062+5.5% | $6,730-67.7% |
| Admin fee / account holder | $1,271 | $3,843-66.9% | $3,357-62.1% | $14,365-91.2% |